Financing Options

Music & Arts shares a commitment with band directors and music educators everywhere to help aspiring musicians realize their dream of playing and creating music. Together we work to break down the barriers to learning an instrument and living a life of participation in the arts. Just one of the ways we do that is by providing easy financing options.

Competitive rates and great special promotions enable the musician at any level to purchase the instrument that is right for them. Well-qualified customers receive quick approval and the process is simplified with automatic payments through our EZ-Pay system. It’s just part of our goal to ensure that our 150+ convenient store locations offer music instruments for every budget.

Financing Options

Current 0% Interest Payment Plan

12-month Financing, 0% APR, 20% Down. Valid in-store for well-qualified customers who spend $299 or more on select band, orchestral, OR combo instruments. Customers are required to sign-up for automatic payments (EZ-Pay). Offer valid for well-qualified customers upon approved credit. If customer qualifies, no interest will be charged during the 12-month term. If balance is not paid in full after promotional period ends, late charges will apply and APR becomes 20%. Equal monthly payments are required and will be charged to the credit card selected during the promotional period and until the balance is paid for in full. Brand and other exclusions may apply. See store associate for details or visit Music & Arts reserves the right to alter or suspend this promotion at any time.

For questions, call customer service at 888-731-5396.