Financing Options

Music & Arts shares a commitment with band directors and music educators everywhere to help aspiring musicians realize their dream of playing and creating music. Together we work to break down the barriers to learning an instrument and living a life of participation in the arts. Just one of the ways we do that is by providing easy financing options.

Competitive rates and great special promotions enable the musician at any level to purchase the instrument that is right for them. Well-qualified customers receive quick approval and the process is simplified with automatic payments through our EZ-Pay system. It’s just part of our goal to ensure that our 160+ convenient store locations offer music instruments for every budget.

Financing Options

Current 0% Interest Payment Plan

12-month Financing, 0% APR, 20% Down. Valid in-store for well-qualified customers who spend $299 or more on select band, orchestral, OR combo instruments. Customers are required to sign-up for automatic payments (EZ-Pay). Offer valid for well-qualified customers upon approved credit. If customer qualifies, no interest will be charged during the 12-month term. If balance is not paid in full after promotional period ends, late charges will apply and APR becomes 20%. Equal monthly payments are required and will be charged to the credit card selected during the promotional period and until the balance is paid for in full. Brand and other exclusions may apply. See store associate for details or visit www.MusicArts.com/Exclusions. Music & Arts reserves the right to alter or suspend this promotion at any time.

For questions, call customer service at 888-731-5396.

2018 Spring “Upgrade Your Sound” Financing

Music & Arts is launching its semiannual 18-month financing offer in advance of “Upgrade Your Sound.” Customers can immediately apply for financing on instrument purchases.

† 18 Month Sponsored Financing

18-month Financing, 0% APR, $0 Down: Vendor-sponsored financing for well-qualified customers who spend $199 during 4/1/18 - 6/2/18. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Offer only available to well-qualified customers upon approved credit. Pay $0 down when you purchase a product from the following vendors only: Yamaha; Jupiter: XO, Azumi, Altus, Majestic, Mapex; Backun; Buffet: Buffet Crampon, Besson, Courtois, Keilwerth, Schreiber, Hans Hoyer, Meinl Weston, B&S, Scherzer; Conn-Selmer: Armstrong, Bach, Conn, Selmer Paris, Holton, King, Leblanc, Selmer, Selmer,Yanagisawa; Amadeus; Andreas Eastman, S.E. Shires, Ivan Dunov, Albert Nebel, Eastman Master Series, Wilhelm Klier, Frederich Wyss, Doetsch; P. Mauriat; Haynes; Howard Core: Kohr, Core Series, Core Select, Dragon, Wilfer, Sandner, Christopher, Emanuel Wilfer; Otto Benjamin, Bellafina, Giardinelli, Allora, Fox, Strobel, Powell-Sonare, Powell Signature, Gemeinhardt, Tomasi, Ludwig, Ludwig-Musser, Zildjian, Williams, Pearl: Pearl Drums, Pearl Flutes, Pearl Adams; Verve Drums, Jett Drums, Laurel Canyon, Harbinger, Simmons. Additional restrictions and exclusions may apply. For questions, call Customer Service at 888-731-5396.

‡ All Other 18 Month Brand Financing

18-month Financing, 0% APR, 20% Down: Financing for well-qualified customers who spend $199 or more on select instruments during 4/1/18 - 6/2/18. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Offer only available to well-qualified customers upon approved credit. If customer qualifies, no interest will be charged during the 18-month term. If balance is not paid in full after promotional period ends, late charges will apply and APR becomes 20%. Equal monthly payments required and will be charged to the credit card selected during the promotional period and until the purchase is paid for in full. Additional restrictions and exclusions may apply. For questions, call Customer Service at 888-731-5396.