Financing Options

Music & Arts shares a commitment with band directors and music educators everywhere to help aspiring musicians realize their dream of playing and creating music. Together we work to break down the barriers to learning an instrument and living a life of participation in the arts. Just one of the ways we do that is by providing easy financing options.

Competitive rates and great special promotions enable the musician at any level to purchase the instrument that is right for them. Well-qualified customers receive quick approval and the process is simplified with automatic payments through our EZ-Pay system. It’s just part of our goal to ensure that our 200+ convenient store locations offer music instruments for every budget.

2019 “Upgrade Your Sound” Financing

24 and 36 month promotional financing

24-month financing available for well-qualified customers who spend $499 or more on select brands during 10/6/19 - 12/14/19. 36-month financing available for well-qualified customers who spend $999 or more on select brands during 10/6/19 - 12/14/19. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Down payment, interest rate and monthly payment are subject to credit approval. Offer applies only to single-receipt qualifying purchases, excluding the following: gift cards, rentals, lessons, repairs. Special vendor-supported financing may be available for following brands: Yamaha; Jupiter: XO, Azumi, Altus, Majestic, Mapex; Backun; Buffet: Buffet Crampon, Besson, Courtois, Keilwerth, Schreiber, Hans Hoyer, Meinl Weston, B&S, Scherzer; Conn-Selmer: Armh4, Bach, Conn, Selmer Paris, Holton, King, Leblanc, Selmer, Yanagisawa, Ludwig, Ludwig-Musser; Amadeus; Andreas Eastman, S.E. Shires, Ivan Dunov, Albert Nebel, Eastman Master Series, Wilhelm Klier, Frederich Wyss, Doetsch; P. Mauriat, Blessing, Tomasi; Haynes; Howard Core: Kohr, Core Series, Core Select, Dragon, Wilfer, Sandner, Christopher, Emanuel Wilfer; Otto Benjamin, Bellafina, Giardinelli, Allora, Strobel; Maple Leaf Strings, Powell: Powell-Sonare, Powell Signature; Tomasi, Zildjian, Williams, Pearl: Pearl Drums, Pearl Flutes, Pearl Adams; Verve Drums, Jett Drums, Laurel Canyon, Harbinger; Roland, Boss; Simmons. See store associate for details or visit www.MusicArts.com/Exclusions. See www.MusicArts.com/Financing for more financing options. For questions, call Customer Service at 888-731-5396.

Special Educator Pricing

Attend a Horns of Plenty or String Showcase event and receive special educator price on band and orchestral instruments only. Valid at event only. For registered educators only. Not valid with other discounts, gift cards, gift certificates, rebates, prior purchases, clearance or hot deals items or discontinued items.

Evergreen Financing

90-Day Financing

90-day financing available for well-qualified customers who spend $199 or more. Down payment, interest rate and monthly payment are subject to credit approval. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Offer applies only to single-receipt qualifying purchases, excluding the following: gift cards, rentals, lessons, repairs. See store associate for details. For questions, call customer service at 888-731-5396.

12-Month Financing

12-month financing available for well-qualified customers who spend $299 or more. Down payment, interest rate and monthly payment are subject to credit approval. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Offer applies only to single-receipt qualifying purchases, excluding the following: gift cards, rentals, lessons, repairs. See store associate for details. For questions, call Customer Service at 888-731-5396.

24-months Evergreen financing

24-month financing available for well-qualified customers who spend $499 or more. Down payment, interest rate and monthly payment are subject to credit approval. Customers are required to sign-up for automatic payments (referred to as EZ-Pay). Offer applies only to single-receipt qualifying purchases, excluding the following: gift cards, rentals, lessons, repairs. See store associate for details. For questions, call Customer Service at 888-731-5396.